Most Homeowner Policies don't cover flooding.
Water - Water Everywhere - With ERIE's Extended Water endorsement1 many sources of flooding are covered3. It can cover things associated with water damage like:
1Extended Water Coverage endorsement does not satisfy mandatory flood insurance coverage should it be required by your federally regulated lender for your home mortgage or loan. This insurance product is not affiliated with the National Flood Insurance Program. Not available in all states. Available only in VA and IN. 2The insurance products and rates, if applicable, described in this email are in effect as of December 2021 and may be changed at any time. 3Extended Water Coverage is not intended to provide coverage for damage caused by leaking or wet foundations or basements, water damage caused by normal wear and tear or other maintenance related damage. Insurance products are subject to terms, conditions, exclusions, limits, sub-limits not described in this email. The policy contains the specific details of the coverages, terms, conditions, exclusions, limits, and sub-limits. 4Additional living expense is subject to terms, conditions, sub-limits and are limited in duration. The cause of the flood, as determined by ERIE, may impact the duration for which living expenses are paid after covered event. 5Reimbursement for flood avoidance is subject to certain conditions and limitations not mentioned in this email. Please talk to your ERIE Agent.