CYBER SUITE AND DATA BREACH

  • Cyber Suite First Party Coverages
  • Data Breach Response Expenses A first party coverage designed to provide the insured with the resources to respond to a breach of personal information.
  • Computer Attack Computer Attack is a first party coverage designed to respond to a computer attack that damages the insured’s data and systems. Cyber Extortion Cyber Extortion is a first party coverage designed to help an insured respond to an extortion threat.
  • Misdirected Payment Fraud A first party coverage designed to respond to a situation where the insured or the insured’s bank has been deceived into sending money to a fraudulent destination.
  • Computer Fraud A first party coverage designed to respond to a situation where an unauthorized party gains access to the insured’s computer system and uses that access to enter or alter data, causing money to be sent to a fraudulent destination.
  • Telecommunications Fraud A first party coverage designed to provide payments owed to a telephone service provider due to a computer attack. Cyber Suite Third Party Coverages Privacy Incident Liability A third party coverage designed to provide defense and settlement costs within the Limit in the event of a suit related to a breach of personal information.
  • Network Security Liability A third party coverage designed to provide defense and settlement costs within the Limit in the event of a suit alleging that a system security failure on the part of the insured caused damage to a third party.
  • Electronic Media Liability A third party coverage designed to provide defense and settlement costs within the Limit in the event of a suit alleging that information displayed by the insured on a website caused damage 
CLAIM SCENARIOS

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